In a society where the first call after an accident happens is often to the solicitor rather than the hospital, public liability insurance is something any small business should take seriously.

Employers Liability - Limit £10 million in respect of compensation claims brought by any employees of the insured who suffer injury or illness arising out of their employment with the insured.

Public liability - Limit of indemnity £2 million in respect of claims brought by members of the public and others who suffer accidental injury or illness or whose material property is accidentally lost or damaged through the Insured's business activities.

Products Liability - Limit of indemnity £2 million in respect of claims arising from the sale of food and drink.

Passengers Effects - Cover under the Public Liability section is automatically extended to include legal liability for accidental loss or damage to passengers personal effects whilst in the insured's custody or control up to a limit of £1.000 per passenger and £50,000 any one vehicle. There is an excess of £100.

Rates are available on request for Public Liability Indemnity Limits of £5 million and £10 million.

To speak to one of our representatives about public liability insurance, click on the 'Live Help' banner or alternatively complete the liability quotation Online form.